You typically need proof of income, identification, bank statements, and property details. Requirements may vary by lender, so check with your advisor for a full list.

Approval times vary, but most applications are processed within a few days to a few weeks, depending on the complexity of your case and the lender’s process.

Yes, it’s possible. Lenders may require additional documentation, such as several years of tax returns or contracts, to verify your income stability.

The minimum down payment depends on the lender and property type, but it is often around 10-20% of the property’s value. Some programs may offer lower rates.

Some consultants charge a fee, while others are compensated by lenders. Always ask about fees upfront to understand any costs involved in the process.

Yes, refinancing is possible if you meet the lender’s criteria. It can help you secure better rates or adjust your repayment terms to fit your needs.